Cash Offer - Top 6 Reasons A Cash Home Buyer Is Better Than An Agent

Cash Offer – Top 6 Reasons A Cash Home Buyer Is Better Than An Agent

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Getting a Cash Offer for your home has definite advantages in today’s market. National Association of Realtors® research on cash sales shows that about 30 percent of residential sales are cash transactions. Among investors and international buyers, more than 70 percent of properties are bought outright. Most importantly, all-cash purchases bring an inviolable sense of security. Owning your home outright means never having to worry about covering your mortgage. In the face of disaster, such as job loss or injury, full ownership eliminates the risk of losing your home to foreclosure. Moreover, if you have paid cash, you will have excellent equity in the house. In case of financial emergency, you can draw on that equity for quick cash. Here are the 6 Top reason why a Cash Home Buyer can be easier and stress free than dealing with an agent.

Reason 6:

Never a fast cash offer

When you sign up with a real estate agent to list your property on the multiple listing service (MLS), there’s no guarantees of when you will be receiving an offer, if ever. Even in hot markets, the competition can be fierce, with some properties being sold due to minimal feature differences and upgrades.

If you are looking for a fast cash offer, then why would you ever sign a lengthy real estate listing contract? While it’s true that contracts do not have to be lengthy, most realtors will push hard to get one that is 6 months or longer. They will tell you that the average days on market may not support a 30 day listing. Choosing to go directly to a cash home buyer will ensure that your house is sold quickly.

Cash home buyers are investors looking for properties to flip or hold and rent for cash flow. They desire to close quickly, and many do so in a matter of days.

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Reason 5:

Retail buyers need bank approval

Okay, this isn’t entirely accurate. However, for the most part, your retail buyer will be using traditional bank financing in order to purchase your home. Investors do buy houses off of the mls, but the bulk of single family listings will be sought out by individuals and families looking for a home to live in. In that case, it is unlikely that you will be faced with a buyer purchasing with an all cash offer.

This doesn’t sound too bad, but consider that not everyone will make it through the financing process. There are multiple risks involved in a retail sale that can derail the purchase before closing. Take for example, the buyer’s credit score changing during the final credit check before funding. This happens more often than one would think. Such things can occur because the buyer thought it would be alright to purchase a vehicle while also trying to secure a house. Not only will this result in a hard inquiry on their report, but it will also increase their debt to income ratio.

When using a cash home buyer to sell your house fast, they would close with their own funds, private money, or a hard money loan which is based solely on the asset (your house). This reduces the amount of time needed to close, as title won’t be waiting on the bank to transfer the funds to escrow. This major difference can mean that the closing could be as fast as a few days.

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Reason 4:

 You may have to make repairs

Sure you can sell your house “as-is” on the retail market, but don’t expect retail profits for your equity. Not only will you have to absorb the price difference, but pay the hefty commission on top of it. Putting that aside for a later point, many buyers will make demands for repairs. This will often happen after the property is carefully inspected by a professional, which is used as a negotiation tool as well as a buyer protection.

The simple fact is, if you want to get your equity out of a retail sale, you should expect to pay for repairs that you may or may not know are needed.

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Give Us A

As soon as our team receives your request, we get started on your property valuation immediately

Receive Cash Offer

Once our team values your property, we give you a fair and fast cash offer for your immediate review

Set Move Out Date

Once the deal is finalized, you’ll have up to fifteen days to choose your move-out date that works for you

Want to Know The Cash Value of Your Home?

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Reason 3:

Unrealistic expectations on market value

Often times, real estate agents will hype the market value of the home. In reality, the market value is often speculation. The same is true for the projected days on market. Just because another home sold quickly with similar features within the last six months does not mean yours will. There are many factors determining what the sold value will be, as well as the amount of time the home will remain on the market.

As you may very well know, a house that stays on the retail market for more than a few months will often become stagnant and put off buyers. Selling to a cash investor will reduce that time, while eliminating commissions and other off-putting obstacles in the process.

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Reason 2:

Bad tenants can kill the deal

A bad tenant is a tenant that fails to pay rent on time, often repeatedly, if they pay the rent at all. They will not take care of your income property, and may cause major damage. This kind of tenant may even have a regular police presence at the property, making it harder to rent out to a good tenant in the future.

Bad tenants can kill a deal in many ways.

  • They may become an obstacle for showing the property.
  • The buyer may not want to deal with an eviction.
  • An eviction may land in front of a sympathetic judge causing delays.
  • The property can become even more damaged while in escrow.

If you are a tired landlord unwilling to manage the property any longer, your best bet would be people who buy houses for a living. They wouldn’t mind evicting the bad tenants and cash-flowing the property again.

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Reason 1:

Agent commissions can be huge

Often, the commission will be around 6% of the sale price. Don’t let a licensee tell you that a fee is standard however. By law, the real estate commission is negotiable, and agents or brokers cannot legally say that it’s a standard fee. Doing so will mean a violation of their license. Regardless, the commission at any rate will be one of the largest costs you will have when selling a house.

When you’re already bleeding money, the last thing you need is an agent siphoning more of it from your wallet. Cash buyers can be found without using agents. You landed on one right here as a matter of fact. We buy houses without charging fees or commissions, and we pay the closing costs. Getting a Cash Offer on your home eliminates that as well.

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Tops in the “pro” column are speed of sale and convenience. Once you accept a cash offer, you can often get your money in days. For folks facing a relocation, foreclosure or bankruptcy, this can be a life saver.

Fewer sales fall through

A cash sale also removes the all-too-familiar drill of accepting an offer only to lose the buyers at the last minute when they can’t qualify for a loan. Once the cash is passed along, there’s no backing out or last-second cold feet. Such cash sales typically close in 1 to 3 weeks compared to about 4 to 7 weeks on a conventional sale. Also, cash sales are typically “as is,” so there’s usually no major repainting and repairs needed.


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Get professional advice

Though I can’t advocate skipping professional representation in a house sale unless you really know what you’re doing, there are admittedly fewer possible repercussions in a sell-by-owner cash deal. However, if you don’t hire an agent, it will be up to you to adequately price your home to keep bottom-feeding cash buyers/investors from swooping in for significantly less.

Hence, I’d at least advise you to get an appraisal and perform a little additional homework of your own. Look at the various listing services for comparative pricing and price adjustment records on similar area homes and time-on-the-market stats to get a better idea of what the market is bearing. While the appraiser will probably do at least 3 such comps — based on recent sales — a broader data search can further enlighten you.

I might point out that there are quick-sale real estate agents out there who will help with paperwork and do the brunt of their work by telephone and email to speed things up for you. They charge either a flat fee or a smaller-than-standard percentage commission. Since their job is to sell fast, however, they may suggest a listing price thousands of dollars lower than what you could get in the conventional loan market.


Your situation right now is the ultimate decision maker for which path you take; Real estate agent or CASH HOME BUYER. There are clear differences between the two, in not only the amount of cash and equity you can walk away with, but also the time spent selling the property.

Before signing a lengthy listing agreement, take a long hard look at all of the possibilities. Signing that agreement can mean the difference in thousands of dollars in cash for two reasons:

  1. Commissions and Fees
  2. Time it takes to SELL

If you are facing foreclosure or bankruptcy, that time can make all the difference. Get in touch with a Cash Offer Home Buyer.  CALL NOW IF ARE IN THIS SITUATION

Advantage in a nut shell:

  • Cash buyers gain full, immediate equity in their home.
  • Sellers are likely to favor buyers who can pay in cash.
  • Cash buyers can save money on closing costs, bank appraisals, mortgage applications and fees, title insurance, and so on.
  • The home price may be reduced for those who pay in full up front.
  • Cash purchases eliminate the risk of loan denial.
  • All-cash purchases streamline the home-buying process: No loans means less paperwork and no delays for mortgage approval.
  • Cash buyers pay much less for their homes in the long run: No loans means no interest.
  • Cash buyers never have to worry about losing their homes because they can’t afford to repay their mortgage loans.
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