Online Money Management Tools for Homeowners
As a homeowner, you need to find the right ways to manage your money with confidence. While everyone wants to save money and budget better, it’s much easier said than done. Balancing your budget, keeping track of home expenses, and preparing for tax season all take a toll on you after a while.
Luckily, there are a lot of online money management tools for homeowners that make this process a lot simpler. From budgeting apps to online banking, you no longer have to handle your homeowner’s finances by yourself. It’s like having a digital financial advisor right at your fingertips! Let’s get started so you can settle your finances one click at a time.
1. Track Your Bills with Prism
Have you ever missed a bill deadline? Those late fees add up fast. Luckily, you don’t have to worry about setting reminders or keeping a physical calendar anymore. With Prism, you can see your account balances and bills all on one platform.
Better yet, Prism lets you schedule or pay your bills directly through the app. Enable notifications and payment confirmations so you never miss a deadline again. Paying for things like utilities, services, and even your mortgage just got easier.
2. Watch Your Budget with Mint
The cash envelope system, paper planners, and balancing your checkbook might all work, but they’re definitely not simple to keep track of. Watching your budget throughout the month sometimes feels like a full-time job. If only there was a way to do this automatically. Luckily, with Mint by Intuit, there is.
Mint is the gold standard for budgeting apps and with good reason. The app automatically updates with all of your transactions, organizing them by type and amount spent. See all of your monthly spending in one glance, and quickly learn where you need to cut back.
3. Learn to Invest with Acorns
As a homeowner, you need to always keep an eye on your future. If you’ve ever considered investing but didn’t know where to get started, now is your chance. Acorns is a simple savings tool that helps you save more money and create an investment portfolio without any hassle or experience.
With Acorns, every time you swipe a linked card, your transaction is rounded up and that change is put into your investment portfolio. For instance, if you buy a coffee for $1.50, it’s rounded to $2, putting that $0.50 into your investment portfolio. Easy, right?
4. Talk to a Robo-Advisor
Having your own financial advisor has never been easier. With the free Albert app, you can keep track of all of your accounts in one place and benefit from easy to understand recommendations.
With Albert, a budget is created automatically that’s built to your needs. From there, you can text human experts to get personalized advice on topics like investing, debt, and savings goals. It’s like having your own financial advisor in your pocket but without the cost.
5. Handle Your Taxes
Finally, homeowners always need to keep an eye on tax season. Dealing with your taxes as a homeowner isn’t always easy. There are so many deductions and expenses to keep track of…how do you keep everything organized?
With Turbotax, you can file your taxes with confidence all from your computer. This tax prep tool helps you accurately file your tax return with personalized recommendations designed to save you the most money. Better yet, you can easily access a live CPA or agent to answer any questions that might come up during the process.
Online Money Management Made Simple
We’re lucky to live in such a golden age of online money management for homeowners. Keeping track of your budget, investments, and taxes has never been easier thanks to these apps above.
No matter your financial goals as a homeowner, there’s an app out there for you. Try a couple to see which one is the best fit for your needs!