How To Read and Understand Your Credit Report?

Your credit score has a major impact on your interest rates and your ability to acquire loans, refinance existing ones, rent or buy a house, and a number of other things. This is why it’s so [...]


How To Boost Your Credit Score and How Fast It Can Increase

When talking about your credit score, it may seem overwhelming when trying to boost it when your credit score has taken a hit. Most home buyers today do not know of a report that is exists to [...]


Can Missing One Mortgage Payment Affect Your Credit?

Missing a single mortgage payment really can damage your credit score.  Though you already own a home, you still need a solid credit score to qualify for an auto loan, snag a job that requires [...]


Can You Still Rent A Home with Bad Credit?

Some landlords won’t even meet with you if you have a bad credit score. Even if your credit score isn’t where you’d like it to be you still deserve to have a place to live. The good news is you [...]


How Many Credit Checks Should You Allow Before Choosing A Home To Buy?

It’s easy to be confused about how credit checks work when you’re buying a house. As you know by now, getting pre-approved for a mortgage takes several steps. Most likely, you’ll talk to several [...]


How Bad Credit Can Prevent You From Qualifying for a Home

Credit is an incredibly important aspect of your financial history which can, unfortunately, prevent you from qualifying for a home. Credit allows potential sellers and mortgage lenders to review [...]