How To Read and Understand Your Credit Report?

Your credit score has a major impact on your interest rates and your ability to acquire loans, refinance existing ones, rent or buy a house, and a number of other things. This is why it’s so [...]


What’s a Good Credit Score According to Experts? 

There is plenty of confusion as to what constitutes a good credit score.  Some people are under the impression that a credit score of 650 is good.  Others believe a credit score of 800 or higher [...]


How Soon After Paying Off Debt Do I Have To Wait For My Credit Score To Change?

If you are in debt, you should understand the situation is temporary.  Do not lose hope.  Pay down your debt in due time and your credit score will gradually increase.  The length of time you [...]


How Badly Does a Short Sale Affect Your Credit Score?

When you’re facing a foreclosure, it’s best to do whatever you can to salvage your credit score. A short sale is often seen as a solution to foreclosure and as a way to protect your [...]


What Is An Acceptable Credit Score Needed To Buy A Home? 

If you are like most people, you need a home loan in order to purchase a house.  Few people have enough cash to buy a home outright.  As long as your credit score is solid, you stand a good [...]


How To Boost Your Credit Score and How Fast It Can Increase

When talking about your credit score, it may seem overwhelming when trying to boost it when your credit score has taken a hit. Most home buyers today do not know of a report that is exists to [...]


Can I Buy a Home With No Credit Score?

In the United States, there’s a big stigma around credit scores. We’re constantly barraged with messages from financial institutions, money blogs, and other so-called experts that [...]


How To Improve Your Credit Score To Buy A Home

If you’re planning to buy a home, chances are you don’t have enough cash sitting around to pay for a house in full. As such, your primary option for purchasing a home is to apply for a mortgage. [...]


Can Missing One Mortgage Payment Affect Your Credit?

Missing a single mortgage payment really can damage your credit score.  Though you already own a home, you still need a solid credit score to qualify for an auto loan, snag a job that requires [...]