Changes Coming to Reverse Mortgage Loans

If you watch television at all, there’s a good chance at some point you’ve seen a reverse mortgage loan ad featuring Tom Selleck. Reverse mortgage loans are available to people 62 years old [...]


How to Buy a Home with Defaulted Student Loans

Buying a house is a big moment in one’s life. For many, purchasing a house signifies a new phase of their life. In many cases it is seen as a right of passage. Yet what happens to those seeking [...]


Advantages and Disadvantages to FHA Mortgage Loans

If you’re strapped for cash and looking for a better deal on a mortgage, consider looking into getting an FHA mortgage. These are mortgages that are secured by the Federal Housing Association, a [...]


The Difference Between Full and Partial Amortizing Loans

Are you ready to buy a new home? If so, it’s important to decide how to finance your home purchase.   One aspect of financing that’s important to understand is the difference [...]


Questions To Ask When Choosing Between a Fixed and Adjustable Rate Loan

When you are looking for a loan, there are a wide variety of options to choose from. Two that we seem to hear about the most are fixed-rate loans and adjustable-rate loans. Fixed-rate loans have [...]


How To Find The Best Loan Officer

Finding a good mortgage lender involves more than just throwing some figures into an online calculator and waiting for quotes. A mortgage is a highly specific thing. You can significantly improve [...]


Can Your Current Lender Modify Your Loan?

Sometimes, life gives you lemons, and it may affect your ability to pay your mortgage in full and in time. It won’t be long before your lender starts calling you, again and again, to remind [...]


Should You Dress Nice To Fill Out A Loan Application?

You’ve overslept your alarm for your appointment with your lender and now you only have time to put on the clothes you wore yesterday. Those dirty sweat pants and Game Of Thrones hoodie are all [...]


What Are Loan Officers and How Much Can They Charge?

A loan officer’s main goal is to decide whether or not a borrower has the proper eligibility to qualify for a specific loan and then decide which type of loan solution is best for that borrower. [...]


Do You Have a Backup Loan?

We have been in the real estate business for years, therefore we have seen quite a few tricks that lenders have pulled on borrowers who don’t know much. Although foreclosures have been at a [...]