How to Compare your Loan Estimate with your Closing Disclosure

During the process of buying a house and applying for a mortgage loan, there are documents that are critically important to understand. The first, is a loan estimate and the second is a closing [...]


How To Find The Best Loan Officer

Finding a good mortgage lender involves more than just throwing some figures into an online calculator and waiting for quotes. A mortgage is a highly specific thing. You can significantly improve [...]


Can Your Current Lender Modify Your Loan?

Sometimes, life gives you lemons, and it may affect your ability to pay your mortgage in full and in time. It won’t be long before your lender starts calling you, again and again, to remind [...]


How Many Different Types of Loan Officers Are There and Which Ones Do What?

People are always interested in what different types of lenders can do for them when they’re on the hunt for an important loan. If you’re currently searching for a loan, there is a pretty good [...]


Should You Dress Nice To Fill Out A Loan Application?

You’ve overslept your alarm for your appointment with your lender and now you only have time to put on the clothes you wore yesterday. Those dirty sweat pants and Game Of Thrones hoodie are all [...]


Do You Have a Backup Loan?

We have been in the real estate business for years, therefore we have seen quite a few tricks that lenders have pulled on borrowers who don’t know much. Although foreclosures have been at a [...]


Can Loan Modifications Lower Your Monthly Payments? 

Homeowners concerned about their monthly mortgage payment should give serious consideration to a loan modification.  Though the money owed is added to the loan balance after a loan modification [...]


Is It Possible To Refinance 2 Loans When You Are Under Water?

Buying a home is almost always the most significant purchase that a person will make in their lifetime. Traditional investment knowledge tells us that purchasing real estate is one of the best [...]


Should I Refinance My Home Loan?

Are the interest rates on your mortgage high? Has your financial situation improved in recent years? These are some of the main reasons many homeowners choose to refinance their home loan.   [...]

Can I Have Two FHA Loans at the Same Time?

FHA loans help make homes more affordable to buyers who might not be approved by conventional lenders. They require a much smaller downpayment and buyers don’t need a perfect credit score to get [...]

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