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Are you having trouble paying your mortgage? You are far from being the only one. With unemployment at a record high, many people are faced with difficult decisions when comes the time to pay [...]

There are a lot of things to think about when buying your first home. Where should you live? What are your must-haves and nice to have, and what is your budget? However, it is also the moment to [...]

When buying a home you want to find the best loan with the best interest rate. In order to secure that, you’ll need to find the right lender. Never settle for the first interest rate you receive. [...]

If you’re seriously considering buying a home, the first thing you should do is get pre-approved for a mortgage loan. Before you hop on Trulia or Zillow or even drive by a house, make sure [...]

When you replace your existing mortgage with a new mortgage, this is known as refinancing. A lot of homeowners choose to refinance their mortgage if they find a better deal for the interest term [...]

When the 2010’s rolled around, the number of foreclosures started to increase considerably. Thanks to the things like unemployment increase and economic downfall, many homeowners were not able to [...]

Variety is the spice of life as they say, and whether you are buying a home or refinancing, today’s homeowners have a lot of choice when it comes to potential lenders. Times have moved on [...]

A fiduciary relationship is defined as “a relationship in which one party places special trust, confidence, and reliance in and is influenced by another who has a fiduciary duty to act for the [...]

Home prices in most parts of the United States have increased to the point that some are considering jumbo loans for financing.  In the context of home mortgages, jumbo loans are those that [...]

Your mortgage is one of the most crucial parts of paying for a home when you purchase one. There are many factors that go into how much your mortgage payment is each month, and only a couple of [...]