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When Is the Best Time to Refinance Your Home?

When you replace your existing mortgage with a new mortgage, this is known as refinancing. A lot of homeowners choose to refinance their mortgage if they find a better deal for the interest term [...]

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Options For People Who Can’t Afford Their Mortgage

When the 2010’s rolled around, the number of foreclosures started to increase considerably. Thanks to the things like unemployment increase and economic downfall, many homeowners were not able to [...]

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Do Lenders Matter When Shopping For A Mortgage?

Variety is the spice of life as they say, and whether you are buying a home or refinancing, today’s homeowners have a lot of choice when it comes to potential lenders. Times have moved on [...]

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Can A Mortgage Originator Offer A Fiduciary Relationship?

A fiduciary relationship is defined as “a relationship in which one party places special trust, confidence, and reliance in and is influenced by another who has a fiduciary duty to act for the [...]

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What Is Jumbo Mortgage Financing And How Is It Used? 



Home prices in most parts of the United States have increased to the point that some are considering jumbo loans for financing.  In the context of home mortgages, jumbo loans are those that [...]

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What Is Your Mortgage Payment Made Of?

Your mortgage is one of the most crucial parts of paying for a home when you purchase one. There are many factors that go into how much your mortgage payment is each month, and only a couple of [...]

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The Worst Mortgage Scams To Watch Out For

Mortgage scams are constantly on the rise with criminals coming up with new fraudulent schemes to get money out of people’s pockets. When people feel like they’ve gone underwater with their [...]

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What’s the Difference Between a Bank Mortgage or a Mortgage Broker?

If you’ve been doing some online research for your new mortgage, you’ve likely run across both banks mortgages and mortgage brokers. Most people don’t understand the difference between the two, [...]

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Can You Combine Home Renovations In a New Mortgage?

When you obtain a mortgage loan for a residential property, the loan will be approved based off of the value that the home was appraised at. Essentially, you will receive a loan in accordance [...]

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What Is Private Mortgage Insurance and Can It Help You?

Private mortgage insurance (PMI) is necessary for those who do not have enough savings to put at least a 20% down payment on a home.  PMI typically costs between 0.2% and 1.5% of the loan’s [...]

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