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Should I Pay Points on My Home Loan?

What are points and how do they relate to your home mortgage? Whenever you take out a home mortgage, even if you’re just refinancing an existing home loan, your lender will most likely [...]

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What Are “Lender Overlays”?

Government agencies such as the Federal Housing Administration(FHA) set forth specific mortgage guidelines. One example would be to qualify for a loan the FHA allows a minimum credit score of [...]

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How to Deal With Your Lender When Going Into Foreclosure

If you’ve been unable to afford your mortgage payments, a foreclosure might be on the horizon. A foreclosure is a legal process when your mortgage lender takes over your home. Your foreclosure [...]

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8 Ways to Get Out From Under a Mortgage

Is your mortgage taking a toll on your financial wellness? If so, you’re not alone. According to a recent study, at least 52% of Americans have to make at least one major sacrifice to cover their [...]