How to Release an Ex Spouse From Your Mortgage

Breaking up is hard enough without worrying about your mortgage on top of everything else. Unfortunately, when you break up with your spouse, you also might have to release them from your [...]


When Is the Best Time to Refinance Your Home?

When you replace your existing mortgage with a new mortgage, this is known as refinancing. A lot of homeowners choose to refinance their mortgage if they find a better deal for the interest term [...]


Options For People Who Can’t Afford Their Mortgage

When the 2010’s rolled around, the number of foreclosures started to increase considerably. Thanks to the things like unemployment increase and economic downfall, many homeowners were not able to [...]


What Is A Mortgage Orphan and What To Do If You Are One?

An orphan mortgage is a title given to a mortgage that is up for renewal, and one the present lender has no concern in renewing. When you’re in this situation it might be as a result of [...]


What to Do If You Lose Your Job Right After You Buy a Home

You’ve just bought the home of your dreams. You moved in with excitement, ready to make this new space yours. However, a few weeks later, the worst possible thing happened. You lost your [...]


Do Lenders Matter When Shopping For A Mortgage?

Variety is the spice of life as they say, and whether you are buying a home or refinancing, today’s homeowners have a lot of choice when it comes to potential lenders. Times have moved on [...]


How Can You Check If You Have Good Equity?

Over the duration of your loan, you might wonder about your equity. At a basic level, home equity is simply the homeowner’s interest in their home. This might increase over time if the [...]


Can A Mortgage Originator Offer A Fiduciary Relationship?

A fiduciary relationship is defined as “a relationship in which one party places special trust, confidence, and reliance in and is influenced by another who has a fiduciary duty to act for the [...]


What Is Jumbo Mortgage Financing And How Is It Used? 

Home prices in most parts of the United States have increased to the point that some are considering jumbo loans for financing.  In the context of home mortgages, jumbo loans are those that [...]


What Is a Loan Modification and How Do I Modify My Loan?

Whether you’re a first-time homeowner or an experienced property investor, it pays to understand your mortgage and its terms. A loan modification is any change made to the terms of an [...]